1. Introduction
Welcome to E.G. Wallet. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.
2. Information We Collect
We collect information that you provide directly to us, including:
- Personal identification information (name, email address, phone number)
- Financial information necessary for transactions
- Identity verification documents as required by law
- Transaction history and account activity
- Device information and usage data
3. How We Use Your Information
We use the information we collect to:
- Process your transactions and manage your account
- Provide multi-currency wallet services (XAF, XOF, NGN, GHS, ZAR, CNY, USD, EUR)
- Enable money transfers and virtual debit card services
- Provide customer support via our 24/7 AI assistant
- Send transaction notifications and account alerts
- Comply with legal and regulatory requirements
- Prevent fraud and enhance security
4. Data Security
We implement industry-standard security measures to protect your personal information, including:
- End-to-end encryption for all transactions
- Biometric authentication (fingerprint and face recognition)
- Two-factor authentication (2FA)
- Secure data storage and transmission protocols
- Regular security audits and monitoring
5. Data Sharing
We do not sell your personal information. We may share your data with:
- Payment processors and financial institutions to facilitate transactions
- Identity verification services as required by regulations
- Law enforcement when required by law
- Service providers who assist in operating our application
6. Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your data (subject to legal requirements)
- Opt-out of marketing communications
- Export your transaction data
7. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you services. We may also retain and use your information to comply with legal obligations, resolve disputes, and enforce our agreements.
8. Children's Privacy
E.G. Wallet is not intended for users under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will take steps to delete such information.
9. Changes to This Policy
We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last updated" date.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
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